You will be required to pay the full insurance excess per party for the accident and submit a claim to Tribecar via email. After the completion of claim, you would only have paid $490.50 (inclusive of GST) per section of rental excess.
For example, as a New Driver, if you have to pay $10,900 inclusive of GST for insurance excess (i.e $5,450 inclusive of GST per party) for an accident. TribeShield would reimburse you $9,919 inclusive of GST for a successful claim.